An outdoor air conditioning condenser unit mounted on a concrete pad in front of a single-story suburban house.

Heat pump vs Furnace in Wilson County, Tennessee

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit, since it also gives you cooling in the summer from the same system. Winter nights here average 31°F, cold enough that a standard heat pump will lose some capacity, so look for a cold-climate model built to keep its output at that temperature. It costs more to run than gas, but you are only heating about 7 months of the year.

When a furnace makes sense

If your home is already set up for natural gas, a furnace is worth keeping, since gas heat runs at least 20% cheaper here than a heat pump at Tennessee prices. It has no trouble holding its output when nights drop to 31°F and below. The tradeoff is that a furnace only heats, so you would still need a separate system for cooling.

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit, since it also gives you cooling in the summer from the same system. Winter nights here average 31°F, cold enough that a standard heat pump will lose some capacity, so look for a cold-climate model built to keep its output at that temperature. It costs more to run than gas, but you are only heating about 7 months of the year.

When a furnace makes sense

If your home is already set up for natural gas, a furnace is worth keeping, since gas heat runs at least 20% cheaper here than a heat pump at Tennessee prices. It has no trouble holding its output when nights drop to 31°F and below. The tradeoff is that a furnace only heats, so you would still need a separate system for cooling.

An outdoor heat pump unit mounted on a concrete pad in front of a single-story suburban house with beige siding.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement interior featuring a large metal furnace unit, exposed ceiling joists, concrete walls, and scattered boxes and cables on the floor.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Wilson County.

Most homes here already run on electricity and were built recently enough to pair well with a heat pump, so that's the easier install.

At least 20% lessto heat with natural gas than with a heat pump, at Tennessee prices
31°Faverage winter low
36%of homes here heat with gas

If your home already has a gas line and you want the lowest heating bill, a furnace still costs less to run than a heat pump at Tennessee's electric rates.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 20% less to run
What it doesHeats and coolsHeats only
Homes in the inland South that heat with one31.8%53.4%
Handles a 31°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit, since it also gives you cooling in the summer from the same system. Winter nights here average 31°F, cold enough that a standard heat pump will lose some capacity, so look for a cold-climate model built to keep its output at that temperature. It costs more to run than gas, but you are only heating about 7 months of the year.

When a furnace makes sense

If your home is already set up for natural gas, a furnace is worth keeping, since gas heat runs at least 20% cheaper here than a heat pump at Tennessee prices. It has no trouble holding its output when nights drop to 31°F and below. The tradeoff is that a furnace only heats, so you would still need a separate system for cooling.

A Wilson County contractor will price both against your own house, your ductwork and your panel.

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